Key Metrics
11.43
Heat Index-
Impact LevelMedium
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Scope LevelNational
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Last Update2025-12-05
Key Impacts
Positive Impacts (7)
Event Overview
The regulatory body has adjusted risk factors, incentivizing long-term investment in specific stock indices and reducing the premium risk for certain insurance types. This move aims to encourage stability and growth in the financial sector.
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CBIRC Adjusts Risk Factors for Insurance Companies
The China Banking and Insurance Regulatory Commission (CBIRC) has issued a notice adjusting risk factors for certain insurance company operations. For holdings in CSI 300 Index and CSOP Dividend & Low Volatility 100 Index stocks held over three years, the risk factor is reduced from 0.3 to 0.27. For Shanghai STAR Market common stocks held over two years, the risk factor is reduced from 0.4 to 0.36. The premium risk factor for export credit insurance and overseas investment insurance is reduced from 0.467 to 0.42, and the reserve risk factor from 0.605 to 0.545. Insurers are required to improve internal controls, accurately measure stock holding periods, and enhance long-term investment management capabilities. They must also strengthen solvency management, accurately measure various risk capital requirements, and ensure the authenticity, accuracy, and completeness of solvency data. This notice overrides any conflicting regulations in other documents.